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However, it can also leave you vulnerable to cyber theft and other problems.
If you take necessary precautions and promptly deal with any issues that arise, you can minimize the risk of serious consequences.
While any legal action taken against you is a serious matter, there are steps you can take after receiving a summons to appear in court that could lessen the blow. If you've been sued, contact the creditor immediately to see if there is anything that can be done to stop the lawsuit from moving forward, says Cristy Cash, director of counseling at Consumer Credit Counseling Service (CCCS) of Central Oklahoma.
That strategy worked for Kenny Golde, a filmmaker who was producing a movie when his business partner died suddenly in 2007, leaving him in debt.
Is buying less than what you really want the solution?